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Manufactured Home Financing

 Mike Kapp has years of experience providing traditional financing, including Conventional FHA and VA - 30 year Fixed on both Singlewide & Multi-Wide Manufactured  Homes.   Please call us today for information and how we can assist you and your clients. Talk or Text: 972-836-9423 

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FREQUENTLY Asked Questions

Q: Can you Finance a M. Home that has been moved twice?

Q: Can you Finance a M. Home that has been moved twice?

Q: Can you Finance a M. Home that has been moved twice?

Only VA will allow for a home to be financed if the home has been moved after the manufactured placed the property.  FHA, Fannie and Freddie will not allow.

Q: Can you finance Singlewide Homes?

Q: Can you Finance a M. Home that has been moved twice?

Q: Can you Finance a M. Home that has been moved twice?

YES!  As long as the home is at minimum 400sq, built after 1972, never moved, had the retrofit complete and has both the paper and metal tags. the home would qualify for FHA financing.

Q: Is there an age requirement for M. Homes?

Q: Can you Finance a M. Home that has been moved twice?

Q: Are there any extra steps in financing a M. Home?

YES!  The M. Home MUST have been built after 1972 to qualify for financing

Q: Are there any extra steps in financing a M. Home?

Q: What should we make sure the M. Home has as we start the process?

Q: Are there any extra steps in financing a M. Home?

The Process is basically the same financing a traditional home, however all M. Home Lenders require an engineers report showing the retrofit has been complete and the foundation meets minimum standards.

Q: What is a Retrofit

Q: What should we make sure the M. Home has as we start the process?

Q: What should we make sure the M. Home has as we start the process?

This means to remove the tongue and axels.  Setting the foundation level and skirting the outside of the structure.

Q: What should we make sure the M. Home has as we start the process?

Q: What should we make sure the M. Home has as we start the process?

Q: What should we make sure the M. Home has as we start the process?

Sellers and Buyers should try and located the paper plates inside the home and the metal plate outside the home, double wide should have two of each.


 

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